For rideshare & delivery drivers

Stop renting. Start driving toward ownership.

A lease built for Uber, Lyft, DoorDash, Uber Eats, Amazon Flex, Instacart, and Spark drivers. Up to 54,000 miles a year. Approvals based on your income, not your credit score.

Up to 54,000 mi/yr Purchase option at 24 months 1099 income is fine
A rideshare driver in their vehicle, ready for a shift
Who this is for

If you drive for any of these, DriveMax is built for you.

The miles add up fast, your income comes from an app, and traditional financing usually won't touch it. DriveMax is the Xfi-cap plan for how you actually work.

Uber

Rideshare

Lyft

Rideshare

DoorDash

Food delivery

Uber Eats

Food delivery

Amazon Flex

Package delivery

Instacart

Grocery delivery

Spark

Walmart delivery

Roadie

Gig delivery

Meet DriveMax

The Xfi-cap plan built for high-mileage drivers.

DriveMax is one of three mileage tiers in the Xfi-cap lease program. Up to 54,000 miles a year, trade options starting at 18 months, and a purchase option at the end. Approvals are based on your income, not your credit score. Limited powertrain warranty, GAP waiver, redemption waiver, and oil changes every six months all come with the lease.

See DriveMax alongside Drive and Drive+

The math

Rental is expensive. A lease you can build on is not.

The average rideshare rental runs $300 to $400 a week. After a year, you have spent $15,000 or more and own nothing.

Factor
Vehicle rental
Xfi-cap lease
Weekly or monthly cost
High recurring rent
Lower structured payment
Ownership path
None, ever
Purchase option at the end
Mileage limits
Capped or surcharged
Up to 54,000 / year
Vehicle choice
Rental fleet only
Partner dealer inventory
If you miss a week
You can lose the car
Structured with support
Long-term math
Thousands spent, own nothing
Equity toward ownership
Why it works

Your miles aren't a penalty. Your job is the approval.

A couple looking at cars on a dealership lot

1099 income counts

Bring pay stubs from your driving platforms or the last two months of bank statements. We verify with Plaid. What matters is that the money is steady, not where the W-2 is.

A high-mileage driver at the start of a shift

Built for real mileage

DriveMax supports up to 54,000 miles a year. Excess miles are charged per mile and shown upfront in your contract.

A couple in their new car, holding keys with a thumbs up

Protection comes standard

Limited powertrain warranty, GAP waiver, and redemption waiver. Plus oil changes every six months. In every lease, never an upsell.

A young man opening the door to his new silver sedan at a dealership

The Xfi-cap principle

Stop paying a premium to drive someone else's car. Build equity in your own.

Purchase options included in every lease. Trade opportunities start at 18 months. No security deposit required.

Your next shift could be in your own car.

Under 5 minutes to apply. No credit score check. 1099 income counts.

Get Pre-Approved