Trade-in options

Trade up. Get credit for it.

Our trade-in program rewards you for staying on track with your payments and gives you flexibility when it's time for a different ride. Stay current, take care of the car, and trade-in credit is waiting when you're ready.

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Four ways to earn credit

The longer you stay, the more you save.

Every trade option is a credit toward the down payment on your next Xfi-cap lease. Pick the moment that fits your life.

$1,000

Trade after 18 months

After making on-time payments for 18 months, you receive a $1,000 credit toward the down payment on your next Xfi-cap vehicle. Whether you're eyeing a newer ride or something different, the credit makes the switch easier.

Example: Looking at a vehicle with a $2,000 down payment? Your $1,000 credit means you only need $1,000 down to make the move.

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$1,500

Trade after 24 months

Make payments for 24 months and you unlock a $1,500 credit toward the down payment on your next vehicle.

Example: If your next car has a $1,500 down payment, your credit covers it in full. Zero out of pocket.

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$1,500

Paid off in full? Loyalty credit.

If you pay your vehicle off in full, you receive a $1,500 loyalty credit toward your next vehicle's down payment. The credit is valid for up to one year after your payoff date, giving you time to decide what you want next.

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$750

Bonus: paid off more than a year ago

If you choose to wait more than 12 months after payoff, you still get a $750 credit toward your next vehicle. We've got you covered either way.

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Trade rules

Eligibility, in plain English.

Trade offers are valid when you've held up your end of the lease. Here's exactly what we look for.

Take care of the car

Vehicle in good mechanical and aesthetic condition. Oil changed every 5,000 miles or less. Less than 200,000 miles on the odometer. Reasonable wear and tear is fine; neglect is not.

Stay current on payments

On-time payments throughout the lease. Maintain CDW or full coverage insurance at all times.

Stay within mileage

Less than 2,000 miles per month (24,000 per year) keeps you in the standard trade program. Up to 2,500 miles per month (30,000 per year) may still qualify with a mileage penalty.

If you drive over 30,000 miles a year

Standard trade incentives don't apply, but DriveMax is built for high-mileage drivers and has its own structure. See the gig driver plan >

Discounted trade options apply to standard lease plans only and can only be applied to future standard lease plan payments. Trade offers and credit approvals are subject to change without notice and remain at our sole discretion.

Read the full lease terms

Ready for your next vehicle?

Get pre-approved and we'll have your trade credit ready when you walk in.

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